Approve, disburse, and govern every loan from one platform.
LendSure is the AI-native lending control Ecosystem for banks, NBFCs, and digital lenders. Faster decisioning, lower cost-to-serve, and audit-ready evidence — without ripping out your LOS or LMS.
Application
#LS-2847 · ₹4.5 L · Salaried
- Identity & PAN—
- Bureau pull (CIBIL)—
- Bank statement (AA)—
- Policy match—
- Risk decisioning—
Decision forming
Built on India's open digital lending stack
The platform is built on indigenous technology and developed in alignment with leading industry standards, public protocols, and government frameworks — ensuring it evolves alongside India's credit infrastructure.
ULI
Unified Lending Interface
RBI public infrastructure
Account Aggregator
Sahamati AA Framework
Consent-led financial data
OCEN
Open Credit Enablement Network
Open credit protocols
RBI Digital Lending
2022 Guidelines & circulars
Regulatory alignment
DPDP Act
Digital Personal Data Protection
Privacy-by-design
DPIIT
Govt of India Recognition
Recognized fintech startup
What LendSure does
One platform. Built on principles, not patches.
End-to-end orchestration
From intent capture and verification to decisioning, disbursal, and servicing — managed in one platform.
Account Aggregator native
Consent-led AA pulls and bank-statement analytics built in from day one, not bolted on later.
Tamper-evident audit
Every decision packet is hash-chained and replayable — regulator-ready evidence by default.
Composes onto your stack
Sits on top of your existing LOS, LMS, and core systems. No rip-and-replace, no migrations.
Key Features
Verification Orchestrator Layer
Triggers and manages:
- ULI, KYC
- Document checks
- Bureau and bank statement analysis
- Property and partner checks
Loan Automation Layer
Connects every loan step and removes manual handoffs between:
- Teams
- Systems
- External partners
Policy & Rule Engine (AI/ML)
Applies:
- Eligibility
- Pricing
- LTV
- Limits
- Exceptions
- Maker–checker logic
Single Workflow Engine
Automatically routes cases:
- Straight-through approvals where possible
- Manual review only where needed
Real-Time Status & SLA Tracker
Tracks:
- Where every loan is in the journey
- SLA breaches and escalations
- Disbursal status
- Repayments and closures
- Early NPA signals
Risk Prediction Layer
Records:
- What was checked
- What rules/models fired
- Why a decision was made
Trust & Audit Layer (DLT)
Creates:
- Tamper-evident evidence packs
- Decision packets with reasons and policy version
- Immutable audit trails
- Maker-checker and override logs
End-to-End Loan Automation Layer
The execution and trust layer that makes credit processing Consistent, Automated, and Traceable
Loan Automation Layer
Connects all loan steps and removes manual handoffs
Verification Orchestrator
Triggers KYC, docs, bureau, bank & property checks
Workflow Engine
Routes cases with straight-through processing
Policy & Rules Engine
Applies eligibility, pricing, LTV consistently
Risk Prediction Layer
Predicts risk with explainable AI
Real-Time SLA Tracker
Tracks stage, delays, escalations & repayments
One platform. Tailored to how you lend.
Pick the lens that fits you — we'll show how LendSure maps to your stack, your regulator, and your borrower journey.
Modernize Retail & MSME lending without ripping out your core
LendSure overlays your existing LOS/LMS as a unified control ecosystem. Apply consistent policy, capture tamper-evident audit trails, and ship new products in weeks — not quarters.
See the Banks playbook- Plug-and-play integration with existing LOS, LMS, and core banking
- Configurable maker–checker, exception handling, and policy versioning
- RBI Digital Lending and DPDP-aligned by default
- Centralized risk view across products, branches, and partners
Fully Automated Workflow
From application to repayment—executed in milliseconds
Application Received
Customer submits a digital application; LendSure triggers verifications (KYC, docs, bureau, bank, property).
Digitalise KYC
KYC and documents are digitised with OCR + validation to ensure clean, compliant onboarding.
Risk Engine
Fraud checks, dedupe, anomaly detection, and risk scoring run using bureau/bank/internal signals.
Policy Engine Evaluation
Policy rules evaluate eligibility, limits, and pricing with automated reason codes and audit trail.
Offers Generated
Eligible loan offers are generated instantly with real-time pricing and terms.
Agreement
Loan agreements are executed digitally using eSign/eStamp with built-in compliance controls.
Disbursal
Validated disbursal is triggered through straight-through processing with configurable controls.
Repayment And NPA Tracking
Repayments are monitored with reminders, delinquency tracking, and proactive NPA early warnings.
Predictive Credit Signals
Turn real-time behavioral and bureau signals into proactive credit actions.
Why Borrowers Prefer LendSure
Apply Once
Submit one digital application (no repeated forms)
Instant Verification
KYC, documents, bureau and bank data are checked in real time.
Multiple Bank Offers Instantly
See eligible offers from multiple banks/NBFCs with real-time pricing.
Fast Approval And Disbursal
Digital sanction and disbursal—no multi-day waiting.
Clear Tracking
Live status updates from application to disbursal and beyond.
Smooth Repayments
Autopay setup, reminders, and payment tracking for a frictionless experience.
Lender ROI and Performance
Shorter TAT
Automated checks and straight-through processing reduce turnaround time
Higher Conversions
Faster decisions improve approval-to-disbursal conversion
Lower CAC
Fewer manual steps and less operational workload per loan
Fewer Fraud Cases
Built-in dedupe, anomaly flags, and configurable controls before disbursal
Stronger Risk Control
Policy-driven decisioning with reason codes and governance built in
Audit-Ready By Default
Evidence trail for every decision, plus nearly warnings to manage NPAs proactively
Product Modules
Composable, API-first components
Verification Hub
Unified engine for KYC, documents, bureau and bank checks
Decision Engine (AI/ML)
Automates eligibility, pricing, limits and approvals
Analytics & Insights
Real-time dashboards and predictive analytics
Trust & Audit Layer (DLT)
Tamper-proof evidence and complete audit trails
Disbursal & Repayment
Tracks disbursal, autopay, failures and early warnings
Integrations & Connectors
Plug-and-play APIs for LOS, LMS, payments and partners
Built to sit alongside your LOS/LMS, not replace it.
LendSure connects with the systems you already run. Pre-built integrations across LOS/LMS, bureaus, account aggregators, KYC, and payment rails.
LOS / LMS
Drop-in compatibility — keep your system of record
- Finflux
- Lentra
- FinnOne
- BUSY
- Custom
Bureaus
Multi-bureau orchestration with caching & dedupe
- CIBIL
- Experian
- Equifax
- CRIF
Account Aggregator
Sahamati-certified flows with consent management
- Setu
- Finvu
- Onemoney
- NeSL AA
KYC & Document
Pan-India coverage, OCR, video KYC, vKYC
- Karza
- Hyperverge
- Signzy
- IDfy
- Digio
Payments & Disbursal
Bank rails, UPI, eNACH, eMandate, settlement
- NPCI
- Razorpay
- Cashfree
- M2P
- Decentro
Notifications & Comms
Multi-channel borrower communication
- Twilio
- Gupshup
- MSG91
Every lender's economics are different. So is the model.
We don't do generic ROI calculators. In a 30-minute scoping call, we'll map your current process, take a frozen sample from your book, and build a directional business case with your real numbers — not industry averages.
Schedule a 30-min scoping callNo commercial commitment. Output is a directional model jointly owned by your team and ours.
What we'll model with you
Turnaround time impact
Current vs target TAT, by product and segment, modeled against your existing process map.
Cost-to-serve
Variable ops cost per loan today vs after automation — bureau, AA, KYC, exception handling, audit.
Conversion & yield
Funnel uplift from faster decisioning, plus risk-adjusted yield from better policy precision.
Compliance & audit cost
Effort saved on audit prep, regulator response, and exception management — quantified in FTE hours.
Built for the Lending Ecosystem
Banks
NBFCs
Fintech Lenders
Digital Platforms
Embedded Finance
Built for India's regulated lending stack
Compliance isn't a checkbox we add later — it's the architecture we started from.
RBI Digital Lending
Aligned with 2022 guidelines & subsequent circulars
DPDP Act 2023
Consent, data minimization & rights workflows
ISO/IEC 27001
Information security management
SOC 2 Type II
Audit underway with Big-4 firm
DPIIT-Recognized
Government of India fintech startup
ULI Integrated
Unified Lending Interface ready
OCEN Compatible
Open Credit Enablement Network
Account Aggregator
Sahamati-certified consent & data flows
The questions buyers actually ask us
No. LendSure is designed as a control Ecosystem that sits on top of your existing systems. We integrate with leading LOS/LMS platforms via APIs and webhooks, and most pilots go live without changing your system of record.
Have a question we haven't answered?
Talk to our solutions team